Mortgage Calculator



Our clients always ask, "How much will my payment be?" This answer varies on many factors and your lender can help you get an exact figure once you've picked a home but here are some of the factors they will take into consideration:

  • Your Credit Score
  • Your Down Payment (the more you put down the more money you will save in the long run)
  • The Total Loan Amount
  • Home Loan Type (FHA, VA, Conventional, Etc.)
  • Home Loan Repayment Period (15 yr, 20 yr, 30 yr)
  • Property Taxes in area - this can vary greatly depending on the area you choose to live!
  • Will you have PMI?


All of these factors are considered when determining your loan payment but the calculator here can give you an idea of what your loan payment might be so you can start planning your budget with your new home loan in mind.


If you need help finding a reputable lender, contact us. We work with many lenders in Arizona and can give you great referrals of companies that can help you get pre-qualified for a home loan so that when you are ready to start looking for homes, nothing will hold you back from putting in an offer when the right house comes along.
Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value